Current Service Charges and Maintenance Fees

Cashier's Checks $1.00 per check
Official Checks $1.00 after one free per day
Money Order $2.00 per item
Visa Gift Card $3.00 per card
Travel Card Fee $7.95 initial fee - reload fee $2.00
Service Centers $1.00 per transaction after the 8th transaction
Non-Member Check Cashing Fee $5.00 per check
Foreign Item Collection $25.00 per item
Wire Transfers: Outgoing - Domestic $15.00 per transfer
Wire Transfers: Outgoing - International $50.00 per transfer
Wire Transfers: Incoming $0.00 per transfer
Coin Deposit Coin deposits greater than $150.00 will be charged 5% fee
Share Minimum Balance $2.50 per month if share account balance falls below $5.00
Debit Card ATM (non APCO CU) $1.00 per transaction after the 6th foreign transaction
Stop Payment $20.00 per request
Counter Checks $2.00 for 10 checks
Check Copies $2.00 per check
Statement Copy or History Printout $3.00 per copy
Signature Card Copies $1.00 per copy
Account Research $15.00 per hour (1 hour minimum)
Insufficient Funds Fee (NSF) $20.00 per check
ACH (Automated Clearing House) Return Fee $20.00 per item
ACH (Automated Clearing House) Overdraft Fee $20.00 per item
Debit Card Overdraft Fee $20.00 per item
Check Overdraft Fee $20.00 per check
Deposit Item Return Fee $5.00 per item
Excessive Share Account Withdrawal Fee $1.50 per share withdrawal after the 3rd monthly withdrawal
Share Transfer Fee (Share to Checking) $1.50 per transfer
Overdraft Transfer Fee $1.50 per transfer
Abandoned Account Fee $5.00 per month
Returned Mail/Invalid Address Fee $5.00 per month
Garnishment, Levy, Lien or Judgment $25.00 per request
Escheat Fee $25.00 per member
Debit Card Replacement Fee $5.00 (1 free card replacement per year)
Debit/Credit Card Rush Order Fee $25.00 per order

*Fees and charges subject to change.
Effective September 1, 2022.