Service Charges and Maintenance Fees

Current Service Charges and Maintenance Fees

Cashier's Checks	$1.00 per check
Official Checks	$1.00 after one free per day
Money Order	$2.00 per item
Visa Gift Card	$3.00 per card
Travel Card Fee	$7.95 initial fee - reload fee $2.00
Service Centers	$1.00 per transaction after the 8th transaction
Non-Member Check Cashing Fee	$5.00 per check
Foreign Item Collection	$25.00 per item
Wire Transfers: Outgoing - Domestic	$15.00 per transfer
Wire Transfers: Outgoing - International	$50.00 per transfer
Wire Transfers: Incoming	$0.00 per transfer
Coin Deposit	Coin deposits greater than $150.00 will be charged 5% fee
Share Minimum Balance	$2.50 per month if share account balance falls below $5.00
Debit Card ATM (non APCO CU)	$1.00 per transaction after the 6th foreign transaction
Stop Payment	$20.00 per request
Counter Checks	$2.00 for 10 checks
Check Copies	$2.00 per check
Statement Copy or History Printout	$3.00 per copy
Signature Card Copies	$1.00 per copy
Account Research	$15.00 per hour (1 hour minimum)
Insufficient Funds Fee (NSF)	$20.00 per check
ACH (Automated Clearing House) Return Fee	$20.00 per item
ACH (Automated Clearing House) Overdraft Fee	$20.00 per item
Debit Card Overdraft Fee	$20.00 per item
Check Overdraft Fee	$20.00 per check
Deposit Item Return Fee	$5.00 per item
Excessive Share Account Withdrawal Fee	$1.50 per share withdrawal after the 3rd monthly withdrawal
Share Transfer Fee (Share to Checking)	$1.50 per transfer
Overdraft Transfer Fee	$1.50 per transfer
Abandoned Account Fee	$5.00 per month
Returned Mail/Invalid Address Fee	$5.00 per month
Garnishment, Levy, Lien or Judgment	$25.00 per request
Escheat Fee	$25.00 per member
Debit Card Replacement Fee	$5.00 (1 free card replacement per year)
Debit/Credit Card Rush Order Fee	$25.00 per order