Current Service Charges and Maintenance Fees

Cashier's Checks $1.00 per check
Certified Checks $1.00 after one free per day
Money Order $2.00 per item
Visa Gift Card $3.00 per card
Travel Card Fee $7.95 initial fee - reload fee $2.00
Shared Branch Transaction Fee $1.00 per transaction after the 8th transaction
Non-Member Check Cashing Fee $5.00 per check
Foreign Item Collection $25.00 per item
Wire Transfers: Outgoing - Domestic $15.00 per transfer
Wire Transfers: Outgoing - International $50.00 per transfer
Wire Transfers: Incoming $0.00 per transfer
Coin Deposit 5% fee if greater than $150.00
Share Minimum Balance $2.50 per month if share account balance falls below $5.00
Non-network ATM Withdrawal (non-APCO CU) $1.00 per transaction after the 6th non-APCO network ATM transaction per month
Stop Payment $20.00 per request
Counter Checks $2.00 for 10 checks
Check Copies $2.00 per check
Statement Copy $3.00 per copy
Account Research $15.00 per hour (1 hour minimum)
Insufficient Funds Fee (NSF) $20.00 per item (each submission/resubmission)
Uncollected Funds $20.00 per item (each submission/resubmission)
ACH Returned/Uncollected Fee $20.00 per item (each submission/resubmission)
ACH Overdraft Fee $20.00 per item
Debit Card Overdraft Fee $20.00 per item
Check Overdraft Fee $20.00 per item
Deposit Item Return Fee $5.00 per item
Share and Money Market Excessive Withdrawal Fee $1.50 per withdrawal after the 3rd monthly withdrawal
Overdraft Transfer Fee $1.50 per transfer
Abandoned Account Fee $5.00 per month
Invalid Address Fee $5.00 per month
Garnishment, Levy, Lien or Judgment $25.00 per request
Escheat Processing Fee $25.00
Debit Card Replacement Fee $5.00 (1 free card replacement per year)
Debit/Credit Card Rush Order Fee $25.00 per order

*Fees and charges subject to change.
Effective September 1, 2022.