Employment Opportunities

APCO Employees Credit Union full-time employees receive world-class benefits, including:

– Blue Cross Health/Dental insurance with prescription drug coverage
– VSP Vision Insurance
– 10 paid holidays, 10 vacation days after one year
– Yearly bonus
– Free life and free disability insurance
– 401k plan with employer matching (after 6 months)
– Employer-funded defined benefit plan (after 6 months)

E-mail resume to jobs1@apcocu.org

Current Positions

Lending Manager

Birmingham Location
Position Purpose
As a key contributor of the Management Team, the Lending Manager is accountable for ensuring the Credit Union’s success through effective strategic leadership, planning, and implementation of business plans focused on delivering an exceptional experience for our members.  The Lending Manager is responsible for the strategic leadership of the Consumer and Mortgage Lending departments.

Organization Role and Overall Contribution
The Loan Manager reports to the VP/COO position but will work with other departmental managers and receive direction from the VP/CFO and the President/CEO as needed.  The position is responsible for the direct supervision of various job titles including the Lending Supervisor and Mortgage Supervisor.

Job Scope
This position is responsible for the compliance performance and growth of the Credit Union loan portfolio.  Therefore, the position has direct and significant revenue responsibility for the Credit Union.

Expected Contributions

Identify and develop long term lending strategies including portfolio mix, growth, and market penetration.
Responsible for the quality and profitability of the loan portfolio and reporting on current and outstanding loans.
Approving all mortgage loans including those managed by the Credit Union Service Organization (CUSO) Team.
Create and maintain policies related to the Lending Department – including production, processes, and service.
Create and implement plans around member education.
Provide recommendations on new regulatory developments impacting lending policies, product compliance, and loan underwriting guidelines.
Demonstrate effective leadership – motivate and develop the lending team.
The Credit Union contact for all NCUA and ACUA loan examinations and inquiries.
Responsible for managing and negotiating vendor relationships for all loan products and services.
Responsible for managing special projects as needed.
Manages and assigns loan and mortgage continuing education coursework and/or webinars.
Administer loan exceptions as needed.

Essential Qualifications & Competencies

Minimum Education Requirements:
Bachelor’s degree in Business, Finance, Accounting, Economics (or similar discipline) required; MBA preferred.
8 years minimum or progressive experience in a financial setting.
Comprehensive knowledge of consumer, mortgage, card services, and other loan related products and services.
Extensive knowledge of lending related regulatory compliance requirements.

Exceptional written and oral communication skills.
Analytical, problem solving, organizational and interpersonal skills.
Must be detail oriented and have the ability to focus on multiple projects simultaneously.
Ability to lead and direct a team.
Must be able to prepare and maintain confidential reports.
Compile and analyze data that involves statistics.
Must have comprehensive knowledge of Microsoft Office Suite of Products.


Part-Time Member Service Representative (MSR)

Birmingham Area Locations and our Jasper Branch
Part-time MSRs must be able to work Monday and Friday from 8:15 am to 5:00 pm, plus one other weekday, or Monday through Friday 10:00 am to 2:00 pm. The part-time MSR position is open to less-experienced applicants.

Basic Job Duties and Responsibilities
Responsible for providing a variety of paying and receiving functions for members in person and via phone.  Accepts cash and check deposits, accurately and efficiently processes withdrawals and cashes checks within authority level, loan payments, cashiers’ checks, money orders and cash advances.  Proactively participates in cross-selling of Credit Union products and services. Performs specific assigned side-jobs with regular duties as needed. Serves members promptly and professionally, MSR’s are responsible for the first impression made on members when they enter our branches. This position also ensures that all member questions and concerns can be addressed while receiving quality service from entrance to exit.

Preferred Qualifications
Cash handling experience / Customer service experience

Email resume to jobs1@apcocu.org


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