Becoming A Member

Who is Eligible for Membership?

Interested in joining APCO Employees Credit Union? You are eligible to become an APCO member if you are in any of the following categories:

• An employee or retiree of Alabama Power Company, Southern Company Services, Southern Nuclear or other affiliated companies of the Southern Company.
• An employee or retiree of these designated groups or organizations.
• Family members, related by blood or marriage, to any APCO Credit Union member.

It’s Official: A new share (savings) account with APCO Employees Credit Union is just $5. The Credit Union Board of Directors has reduced the par value of a share from $25 to $5 effective July 1, 2022!

In 2022, APCO Employees Credit Union paid over $38 million in dividends and interest on deposits to Members. That’s more than in 2021, and more than any other credit union in the state. 2023 is set to be even stronger with your Credit Union increasing the 2022 fourth quarter Share Account dividend rate from 1.00% APY to 1.26% APY*. 

Once a member, always a member.

Your membership is for a lifetime. It is not affected by a job change, retirement or place of residence. The only requirement is that you keep at least $5 in your regular share (savings) account and continue to use our services.

How to join

Just fill out a membership application, deposit at least $5 into a regular share account and start taking advantage of the money making and money saving services available at your Credit Union. There is no cost to join, so stop by or call any of our offices or e-mail us for a membership application and join today. After all, APCO Employees Credit Union is where you belong.

First, click here to be sure you are an employee of, retiree of, or family member of, one of our select groups. Second, fill out a membership application and deposit at least $5 into a regular share account. Then you are ready to start taking advantage of the money making and money saving services available at your Credit Union.

Important information about procedures for opening a new account:

Federal law (the US Patriot Act) requires all financial institutions to obtain, verify, and record all information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Get started today

Apply for Membership!

* APY: Annual Percentage Yield.

Savings account dividends computed on the average daily balance and compounded quarterly.  Rate paid as of 12/31/22.