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Savings Accounts

Type & Description

Rate*
Share Account (minimum $25) 1.00% APY**
IRA Share Account (minimum $25) 1.51% APY**
Christmas Club Account (minimum $25) 1.00% APY**
Checking Account $0 - $1,999 0.15% APY**
Checking Account $2,000 and over 0.50% APY**

* Savings account interest computed on the average daily balance and compounded quarterly. Checking account interest computed on the average daily balance and compounded monthly.

** APY: Annual Percentage Yield

Rate paid as 12/31/20

Certificates of Deposit (CDs) Rates good thru January 25, 2021

Term

Rate*
30 Days 0.75% APY**
45/60 Days 0.75% APY**
91 Days 0.75% APY**
182 Days 0.75% APY**
366 Days 0.80% APY**
13 Months 0.90% APY**
18 Months 0.90% APY**
24 Months 1.01% APY**
30 Months 1.06% APY**
36 Months 1.11% APY**
37 Months (1-time step up) 1.06% APY**
48 Months 1.16% APY**
60 Months 1.51% APY**

* Minimum $2,500
Interest is computed and compounded daily and posted quarterly and at maturity.
There is a penalty for early withdrawal.

** APY: Annual Percentage Yield

Rates subject to change without notice.

IRA Certificates of Deposit (CDs)

Term & Description

Rate
Same rates as certificates above with maturities from 182 days to 60 months with minimum of $500 deposit. See CD rates

Interest is compounded and computed daily and posted quarterly and at maturity.
There is a penalty for early withdrawal.

Rates subject to change without notice.