What you need to know

Mobile Banking Screen CapturesOur Online Banking gives you all the tools you need, when and where you need them, all in one place.

First Time Login

Follow these steps to login for the first time:

  1. Enter your current User ID and Password.
  2. Verify your account by answering identification questions.
  3. You will be prompted to complete the confirmation code process via text or phone call to the number we have on file for the account. Once the confirmation code is received, enter this into the system.
  4. You will then be prompted to set up a new password and security questions. Once set-up you will be logged into Online Banking.
  5. Accept Credit Union disclosures for Digital Banking.

Internal Transfer Accounts

“Internal Transfer Accounts” are accounts that are set up for transfers between your account and another account. If you see an internal transfer account, you are set up to transfer funds to the other listed account.

Bill Pay Users

Scheduled payments within Bill Pay will be processed as usual. All payee information and scheduled payments will carry over to the new system.

eStatement Users

Your current eStatments settings will be transferred over to the new system.


Any alerts you have set up will transfer over to the new system.

Quickbooks, Quicken, and Mint Users

Our recent upgrade requires that you make changes to your QuickBooks or Quicken software. Please take action to ensure a smooth transition. Click here for conversion instructions.

What’s New

  • Customize your experience for quick access to the tools and information you need the most.
  • View up-to-the minute account balances and transaction history.
  • Pay bills online with Bill Pay or pay people you know with our personal payment service.
  • Access your accounts across all your mobile devices with our Mobile Banking app.
  • Transfer funds between your APCO Employees Credit Union accounts or to accounts at other financial institutions.
  • Track your expenses, create budgets, and set financial goals with our personal finance manager.
  • Safeguard your cards by setting limits for how, when, and where your cards can be used.
  • Set up alerts so you are automatically notified when important events occur.
  • Apply for a loan
  • Enhanced security with SecureNow

New Mobile Banking App!

We’ve updated our Mobile Banking App. The previous APCO Employees Credit Union mobile app will automatically update. If you don’t have your app set to automatically update, you can manually update the app.


Check out our tutorials and click-thru demos to learn more about our new products and services!