Accidental Death and Dismemberment Insurance (AD&D)

APCO Employees Credit Union wants to help protect your family with $2,000.00 insurance coverage paid for you by APCO Employees Credit Union

As an APCO Employees Credit Union member age 18 or older you can help protect your family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. In addition to the $2,000.00 Credit Union Paid coverage, you can purchase Additional Coverage at group rates.

  • You are pre-authorized for Additional Coverage up to $300,000.
  • Your acceptance is guaranteed – No Medical Exams or Health Questions.
  • Benefits are paid to your beneficiary if you die from a covered accident.
  • You cannot be turned down for the Credit Union Paid Coverage — or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.

Remember, the $2,000.00 coverage is at no cost to you. It’s complimentary of APCO Employees Credit Union.

Robert Dudacek
Licensed Insurance Agent #972576-TN



Payment Protection

No matter who you are, where you work or how careful you are, illness or injury can strike. And if your income stops or is reduced for a significant period of time, that can add serious financial consequences to an already stressful situation.

That’s why planning ahead by including Member’s Choice payment protection insurance on every Credit Union loan is so important to you and your family. This affordable coverage reduces or pays off your loan balance should you become disabled.

Ask your loan officer about Member’s Choice payment protection insurance. It’s a great plan!