It pays to have an APCO Checking Account.

Literally. There are no monthly service charges, no hidden costs and no transaction fees. The best part, we pay you interest on your balance. All you pay for are your checks.

Our Checking Accounts feature:

  • No monthly service charges
  • No minimum balances
  • We pay you interest monthly*
  • Direct deposit of paycheck and convenient payroll deduction deposits are available
  • Free APCO Visa® debit card
  • Convenient Digital Banking platform and Bill Pay access
  • Mobile deposit access – deposit checks into your Checking Account through our Mobile Banking App
  • Transactions may be handled by phone, online, by mail or in person
  • We proudly provide FREE checks for Gold Generation members (age 55 or older)

Checking accounts are easy to open! Just call or stop by any of our branches and open your APCO Checking Account today. You’ll be glad you did.

Apply Today

Not an APCO Member yet?

Joining APCO has never been easier! You can join online and open your Share Account and Checking Account, or you can download an Account Application to open your Share and Checking Account, and stop by your local branch

Helpful Information

After hours lost or stolen debit cards, call 1-888-241-2510.

Always be diligent in protecting your information. Click here for things we won’t ask you.


*The Credit Union does not pay interest on Business Checking accounts.