Reach your financial goals.

Take a minute to consider your various financial goals, from sending your kids to college to purchasing adequate life insurance to retiring. We provide a range of products and services that can be tailored to your unique needs. Our APCO Investment Services Representatives can help:

  • Plan your financial future
  • Manage your investments
  • Fund your children’s education
  • Retire more comfortably
  • Protect your assets

The APCO Investment Services Program is offered through CUNA Brokerage Service, Inc.*, a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services, Inc., please visit cunabrokerage.com.

Services We Offer

RETIREMENT SERVICES

  • Planning assistance, whether you’re just getting started, ready to retire or retired now
  • Retirement plan rollovers
  • Individual Retirement Accounts (IRAs)
    • Roth IRAs
    • Spousal IRAs
    • Rollover IRAs
  • Business retirement accounts
    • 401(k) plans
    • Simplified Employee Pensions (SEPs)
    • Savings Incentive Match Plan for Employees (SIMPLEs)
    • Tax-Sheltered Annuities (TSAs) and 403(b) plans
    • Non-qualified deferred compensation plans
    • Non-qualified accumulation plans

Financial Management

  • Setting goals
  • Creating a savings and investment plan
  • Protecting your financial security
  • Building your net worth
  • Managing wealth
  • Creating an income from your assets

Insurance Services

  • Life Insurance
  • Long-Term Care Insurance
  • Disability Income

Education Planning and Funding

  • Planning assistance
  • Education savings accounts
    • 529 savings plans
    • Coverdell education savings accounts
    • Roth IRAs

Wealth Management

  • Financial plans that provide comprehensive analysis and planning for financial goals, retirement and estate transfer
  • Personal trust services**
    • Trusts created under wills
    • Living trusts
    • Retirement plan trusts
  • Legacy planning**
    • Charitable giving strategies
    • Employee stock options

** Representative is neither a tax advisor nor attorney. For information regarding your specific tax situation, please consult a tax professional. For legal questions, including information about estate planning, please consult your attorney.

Webinars and Events

 

Women & Investing (presented by Karen Kuhlmann of CUNA Mutual)
November 10, 2020 5:00 pm CT

Key investment principles every woman should know
Important opportunities like asset allocation
Understanding investor behavior
Differences between financial products like mutual funds and annuities

Reserve your virtual seat. (Link to WebEx registration)

 


 

Understanding Medicare for Employees and Retirees (presented by CUNA Mutual)
November 11, 2020 12:00 PM CT

Seminar Objectives: 

  1. Attendees will learn Medicare basics and the differences between Parts A, B, C and D
  2. Presenter will offer tips for choosing coverage and enrolling in Medicare
  3. A discussion of health care costs when planning retirement income

Reserve your virtual seat (Link to WebEx registration)

 


 

The Return of Conservative Investing
November 24, 2020 5:00 pm CT

How can conservative investments help you face today’s economic risks?
What are the differences between CDs and annuities?
What are the different types of annuities?
How do you decide which conservative investment is right for you?

Reserve your virtual seat. (Link to WebEx registration)

 


 

How to Weather a Bear Market
December 8, 2020 5:00 pm CT

What is a bear market?
How does behavioral finance affect decision-making?
How do overreaction and bad decisions compromise long-term financial goals?
How do I weather a bear market?

Reserve your virtual seat. (Link to WebEx registration)

 


These workshops are educational only and are not investment advice.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state, and may not be available in all states or through all broker/dealers.

 

Investment Products We Offer

INVESTMENTS

  • Mutual Funds
  • Stocks
  • Bonds
  • Options
  • Unit Investment Trusts

Real Estate Investment Trusts (REITs)

Annuities

  • Variable Annuities
  • Fixed Annuities
  • Fixed Index Annuities

MANAGED ACCOUNTS

Managed accounts are portfolios designed for individuals to match their specific financial needs with portfolio objectives, and managed by professional investment managers. Often these accounts offer an avenue for individuals to access investment managers that are generally available only to institutional-level investors.

Investment Managers:

  • CUNA Mutual
  • American Funds
  • Blackrock
  • Fidelity
  • JP Morgan
  • Madison Mutual Fund
  • Madison ETF
  • Main Management
  • Members Trust
  • Morningstar MF Asset Allocation
  • Morningstar Active/Passive Asset Allocation
  • Morningstar Wealthbuilder Portfolios
  • PIMCO
  • Russell Investments
  • SEI
  • Vanguard

    APCO Investment Services Representative Stephen Martin


    Stephen Martin is an APCO Investment Services* financial advisor, exclusively serving the Credit Union’s membership. He is especially qualified to provide Credit Union members professional assistance, quality financial solutions and dependable service. Stephen is a Registered Representative of CUNA Brokerage Services, Inc., and a financial advisor with nine years in the financial industry. He is available to meet with individuals and families. For a no-cost, no-obligation appointment, contact Stephen Martin by email at Stephen.Martin@cunamutual.com or by phone at 205-226-6866.

    Located at: APCO Employees Credit Union 750 17th Street North, Birmingham, Alabama 35203

    ** Representative is neither a tax advisor nor attorney. For information regarding your specific tax situation, please consult a tax professional. For legal questions, including information about estate planning, please consult your attorney.

    We provide a range of products and services that can be tailored to your unique needs.

    Financial strategies to help you discover what’s best for you.

    Calculators to help clarify your short- and long-term goals.

    Account Access easy access to your account and information on markets, quotes, and financial news.

    CUNA Brokerage Services, Inc.

    *APCO Investment Services Advisors are registered representatives of CUNA Brokerage Services, Inc.

    Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured. May lose value. No financial institution guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all 50 states of the United States of America.

    © CUNA Mutual Group | FR-2914015.1-0120-0222

    *Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.