Featured Rates

NEW AUTO as low as 1.90% APR 63 MONTHS

All rates are subject to change without notice. Your actual rate, payment, and costs could be higher. APR (Annual Percentage Rate). A lower credit score may cause a higher loan rate. Your APR is based on credit worthiness, loan amount, current mileage, term of the loan and loan to value.

CD competitive rates 1.26% APY 60 MONTHS

All rates are subject to change without notice. APY (Annual Percentage Yield).

HIGH-YIELD Share Account Rate 0.75% APY Minimum $25

Savings account interest computed on the average daily balance and compounded quarterly. APY: Annual Percentage Yield

About Us

Our goal is and always has been to help our members do better financially. As a not for profit, full service financial institution, APCO Employees Credit Union offers the products and features you would find at a typical bank and combines them with the personal attention and advantages of a Credit Union. For example, we offer low rates and have the ability to waive certain fees unlike the common bank. We have been around since 1953 and have grown to become the second largest credit union in Alabama. We serve members across a number of offices and CU Service Centers strategically located throughout Alabama as well as across the nation.

Green Leather Wallet Stuffed with Credit Cards. Carrying too much credit.

Overwhelmed by High-Interest Credit Card Debt?

It's Back! January 3, 2022 through June 19, 2022, get 0.99% APR for six months with our Visa Balance Transfer Special!

woman in new tub bathroom rennovation

A Home Equity Line of Credit Makes Borrowing Simple!

A home equity line of credit (HELOC) is a great way to leverage the value of your home and ensure you have funds available for whatever you want, such as home improvements and additions, debt consolidation, education, family vacations, and more!

HELOC Details