Savings Rates

TYPE & DESCRIPTION RATE
Share Account (minimum $25)
Interest computed on the average daily balance and compounded quarterly.
Rate paid as of 3-31-16.
1.00%
Annual Percentage Yield
(APY)
IRA Share Account (minimum $25)
Interest computed on the average daily balance and compounded quarterly.
Rate paid as of 3-31-16.
1.51%
APY
Christmas Club Account (minimum $25)
Interest computed on the average daily balance and compounded quarterly.
Rate paid thru 3-31-16.
1.00%
APY
Checking Account $0 – $1,999
Interest computed on the average daily balance and compounded monthly.
Rate paid thru 3-31-16.
0.15%
APY
Checking Account $2,000 and over
Interest computed on the average daily balance and compounded monthly.
Rate paid thru 3-31-16.
0.50%
APY

Certificate of Deposit Rates good thru September 26, 2016  
Certificate of Deposit 30/45/60 Days
Minimum $2,500
Interest is computed and compounded daily and posted at maturity.
There is a penalty for early withdrawal.
0.60%
APY
Certificate of Deposit 91 Days
Minimum $2,500
Interest is computed and compounded daily and posted at maturity.
There is a penalty for early withdrawal.
0.70%
APY
Certificate of Deposit 182 Days
Minimum $2,500
Interest is computed and compounded daily and posted quarterly.
There is a penalty for early withdrawal.
0.80%
APY
Certificate of Deposit 366 Days
Minimum $2,500
Interest is computed and compounded daily and posted quarterly.
There is a penalty for early withdrawal.
1.16%
APY
Certificate of Deposit 18 Months
Minimum $2,500
Interest is computed and compounded daily and posted quarterly.
There is a penalty for early withdrawal.
1.26%
APY
Certificate of Deposit 24 Months
Minimum $2,500
Interest is computed and compounded daily and posted quarterly.
There is a penalty for early withdrawal.
1.36%
APY
Certificate of Deposit 30 Months
Minimum $2,500
Interest is computed and compounded daily and posted quarterly.
There is a penalty for early withdrawal.
1.41%
APY
Certificate of Deposit 36 Months
Minimum $2,500
Interest is computed and compounded daily and posted quarterly.
There is a penalty for early withdrawal.
1.51%
APY
Certificate of Deposit 37 Months (1-Time Step Up)
Minimum $2,500
Interest is computed and compounded daily and posted quarterly.
There is a penalty for early withdrawal.
1.46%
APY
Certificate of Deposit 48 Months
Minimum $2,500
Interest is computed and compounded daily and posted quarterly.
There is a penalty for early withdrawal.
1.71%
APY
Certificate of Deposit 60 Months
Minimum $2,500
Interest is computed and compounded daily and posted quarterly.
There is a penalty for early withdrawal.
1.97%
APY
IRA Certificate of Deposit
Same rates as certificates above with maturities from
182 days to 60 months with minimum of $500 deposit.
Interest is computed and compounded daily and posted quarterly.
There is a penalty for early withdrawal.
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