Visa Balance Transfer 2018

The 1.99% APCO Visa Balance Transfer Special Combine and Unwind Header1.99% APCO Visa Balance Transfer Special

Transfer Your Credit Card Debt and Save Money!

Are you overwhelmed with credit card bills? Show your holiday debt the door by moving your high interest credit card balance to a lower interest rate credit card from your Credit Union.

Transfer Your Balance.
January 2, 2018 through March 30, 2018 you will have the opportunity to transfer your high-interest credit card debt to an APCO Visa Credit Card. Eligible applicants will receive a special, low 1.99% APR on all balance transfers.

The 1.99% balance transfer interest rate is good for six months, giving you the opportunity to pay off that debt at a MUCH lower interest rate than your current credit card offers. Paying off that debt at 1.99% versus your current interest rate could save you hundreds of dollars or more in interest.

Did You Know?
Other financial institutions make balance transfer offers, but our balance transfer program is different and better:

  • We don’t charge a balance transfer fee. Most other financial institutions charge an average of 3%. That’s like paying a year’s worth of interest at 3% on your balance the day you transfer it.
  • Your monthly payment for the next six months will be applied to the transferred balance first. Many programs apply payments to new purchases at higher interest rates first. That costs you money.
  • If you do not pay off the balance transfer within six months, our standard 10.9% interest rate will be applied to the remaining balance. That rate beats most financial institutions.
  • Everyone gets the same balance transfer rate option.

New and Existing Accounts.
The balance transfer option is available to all eligible APCO Employees Credit Union members. If you already have an APCO Visa Credit Card, simply contact us to set up the balance transfer. If you do not have an APCO Visa Credit Card, click here or contact us to begin the application process. Once your account is approved, we will help you set up your balance transfer.

After the six month balance transfer promotion ends, your APCO Visa will continue to save you money. Benefits of using an APCO Visa include:

  • 10.9% APR
  • No annual fee
  • 1% cash back reward on all purchases
  • A 25 day grace period on all purchases

Click here or call 1-800-249-APCO to transfer your balance today.

APR-Annual Percentage Rate. Must meet membership and credit requirements. The promotional rate will convert to the standard rate of 10.90% at the end of the six (6) month promotional period. Offer applies to non-APCO CU credit card balance transfers only. Offer valid 1/2/18 thru 3/30/18. For terms and conditions, see an APCO CU loan officer.

Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government. NCUA, National Credit Union Administration, a U.S. Government Agency. Equal Housing Opportunity Lender.

 

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