Everyone’s Happier With a NO Closing Costs Mortgage Loan


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For a very limited time, the NO Closing Costs Mortgage Loan is Back! See details below, visit a branch, or call 1-800-249-APCO.


Offer subject to terms and conditions. Promotion applies to 15-year fixed rate mortgages, 10-year fixed rate mortgages, 7-year fixed rate mortgages, 7/1 adjustable rate mortgages, and 5/1 adjustable rate mortgages only. All loans are subject to standard underwriting guidelines. Minimum loan amount $100,000. Current APCO Employees Credit Union loans are not eligible.

Application must be submitted January 1, 2022 through February 28, 2022. Loan must close on or before Saturday, April 30, 2022. If loan is paid off within the first year, member will be charged closing costs.

Preferred vendors will be selected by APCO Employees Credit Union. Offer applies to standard closing costs and does not include loan payoffs, lien satisfaction, taxes, insurance or any recurring expense, home inspection, survey, curative title, or other non-standard attorney or closing fees. Must be a member to apply. Maximum closing costs paid by Credit Union is $5,500.

No Closing Costs Loans



15 Year Fixed Rate Get Rate
10 Year Fixed Rate Get Rate
7 Year Fixed Rate Get Rate
7 Year Adjustable Rate Get Rate
5 Year Adjustable Rate Get Rate

All rates are subject to change without notice.

* Your APR will vary based on your final loan amount, credit history, loan to value, margin, and finance charges.

Quote is based on a minimum credit score of 680 and loan amount of $100,000 at 80% LTV

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.


Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government. NCUA, National Credit Union Administration, a U.S. Government Agency. Equal Housing Opportunity Lender.