Cyber Security

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On September 7, 2017, the credit reporting agency Equifax announced a security breach potentially impacting approximately 143 million US consumers. APCO Employees Credit Union systems were not affected.

What Happened?

From Mid-May to July of 2017 Equifax experienced a cyber security incident. Information at risk includes names, Social Security numbers, birth dates, addresses, and in some cases, driver’s license numbers. Additionally, credit card numbers for approximately 209,000 US consumers and certain dispute documents, which included personal identifying information, for approximately 182,000 consumers were accessed.

What Can I Do?

There are steps you can take to help protect your information from being misused. Here is information from the Federal Trade Commission’s Consumer Information website:

Equifax created a tool on its website to allow US consumers to see if they are potentially impacted by this breach. Equifax is also providing complimentary enrollment in an identity theft protection and credit monitoring service.

Visit Equifax’s website, www.equifaxsecurity2017.com.

– Find out if your information was exposed. Click on the “Potential Impact” tab and enter your last name and the last six digits of your Social Security number. Your Social Security number is sensitive information, so make sure you’re on a secure computer any time you enter it. The site will tell you if you may have been affected by this breach.
– Whether or not your information was exposed, U.S. consumers can get a year of free credit monitoring and other services. The site will give you a date when you can come back to enroll. Write down the date and come back to the site and click “Enroll” on that date. You have until November 21, 2017 to enroll.
– You also can access frequently asked questions at the site.

Again, your Credit Union is not a part of the Equifax data breach. Nevertheless, we encourage our members to always take precautions to protect their data.

To learn more about the breach, visit www.equifaxsecurity2017.com.

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