Share Accounts

An APCO Share (savings) Account offers you the best of everything. A competitive rate of return combined with easy access to your money makes this account a sensible way to save. A share account is opened when you join the Credit Union and keep at least $25 on deposit to preserve your membership.

Dividends are paid on the average daily balance method. Dividends compound quarterly and are posted to your account on the last day of the calendar quarter. You will receive a statement or one will be available online showing your balance, deposits and withdrawals for the quarter and the most recent dividend amount your account has earned. APCO Share Accounts pay a competitive rate of return which normally exceeds money market and short term CD rates at other financial institutions.

 

USA Patriot Act Notice

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT UNDER THE USA PATRIOT ACT

To help the government fight the funding of terrorism and money laundering activities, Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or changes an existing account.

WHAT THIS MEANS FOR YOU – When you open an account or change an existing account, we will ask for the following:

  • Name
  • Date of birth for individuals
  • Place of residence and mailing address (if different)
  • Taxpayer Identification Number (i.e. Social Security Number) for U.S. persons
  • One or more for a non-U.S. person
  • A taxpayer identification number,
  • Passport number and country of issuance,
  • Alien identification card number,
  • Or number and country of issuance of any other government ¬≠issued document evidencing nationality or residence and bearing a photograph or similar safeguard.

Financial institutions are permitted to impose and implement additional identity verification procedures when deemed necessary and appropriate, as specified under the Act.

 

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SAVINGS RATES

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