What’s Happening

  • APCO Rewards is here!  Earn rewards any time you use your Chek-Plus Card.  It’s free and very rewarding.   Swipe. Earn. Redeem.

  • Why trust strangers with your retirement?  To us, you are family.  To learn more, click on the APCO Investment Services tab at the top of our home page or call Mike Lewallen at 205-226-6866.

  • My Virtual StrongBox is an added feature of Online Banking.  My Virtual StrongBox lets you store, protect, and keep copies of  your most important documents right at your fingertips. Log in or sign up for APCO Online Banking and start storing your documents today!

  • New Car? Get a 1.9% APR interest rate on a new car loan for up to 60 months.

  • Transfer your auto, SUV or truck loan to APCO from another lender and get a rate as low as 2.9% APR for up to 60 months.

  • Your Credit Union is happy to announce our newest member service:  InstaQuote.  Now you can shop, quote and buy the life insurance you need directly from our website.

  • APCO Mobile Banking is here.  Just go to our home page, click on the link, and sign up! Convenience has a new address. Everywhere!

  • Everybody makes mistakes. Let us cover yours! Opt-In and let us pay overdrafts on your ATM and everyday debit card transactions.

  • Due to insurance regulations and security concerns, the Credit Union does not keep large sums of money at any of our locations.  If you need to make a large cash withdrawal, we ask that you give us notice so we can properly accommodate your request.

  • When including a joint owner on your account, please be aware that most Credit Union accounts are set up with the joint right of survivorship.  That means, in addition to being able to withdraw or transfer funds from the account, a joint owner also owns the assets of that account upon the death of the primary owner.

  • Your APCO debit card is limited to $5000 per day on purchases and $1000 per day on cash advances. Your  APCO VISA credit cards are limited to $10,000 per day on purchases and $5000 per day on cash advances.

  • Check out our online mortgage center on our home page under Quick Links.  You’ll have the power to research various mortgage products, search for rate quotes, and apply for a loan 24 hours a day, 7 days a week.

  • Your Credit Union is rated 5 stars (superior) by Bauer Financial, the highest possible rating by this well respected bank and credit union rating service.  Your Credit Union is rated superior in strength, safety, and performance.

  • APCO members can take advantage of CU Service Centers and Outlets that are conveniently located near them. You can use your APCO account number and proper identification to cash checks, check balances and make deposits, payments, withdrawals and transfers on your APCO account. For the location nearest you, go to the online directory at www.cuservicecenter.com or click on the CU Service Center link on our home page under Quick Links.

  • Give our online bill payer service a try. It’s easy, it’s accurate, and it’s free!

  • Keep it simple.  The APCO Visa credit card has a low rate of 10.9% APR, gives you 1% cash back on your purchases, and it’s a good choice.  Apply today!

  • Let your family in on a good thing – Credit Union membership. Have your relatives stop by or call and join today. We’ll treat them like family!

  • APCO Checking – it all adds up!  Free checking + Free debit card + Free online access.  Open your APCO checking account today and start handling your financial business the Credit Union way every single day.

  • Follow APCO on Facebook and Twitter!  You can receive Credit Union news, rates, updates, and events.  “Liking” us on Facebook will also make you eligible to enter contests to win gift cards. Visit www.facebook.com/APCOCreditUnion and www.twitter.com/apcocu.

  • You can order checks that do not require changes or corrections by phone or online. Your Credit Union’s check printer, Harland, offers this service through their voice response unit (VRU) toll free at 1-888-784-5296 or online on our home page by clicking on “Check Orders” under Quick Links.

  • Please inform the Credit Union in writing when your address changes.

  • Opening or adding to your APCO IRA is a great way to take control of your financial future. Call or stop by and talk with one of our IRA experts today.

  • Please include your 7 digit APCO account number and the suffix or description of your transaction on the checks you give or mail to our offices to ensure proper credit.

  • Excessive plastic card fraud coming from foreign countries has made it necessary for the Credit Union to block all debit card transactions originating from those countries. Your APCO debit card will not work in the countries listed below so be aware of this when you travel. Here are the countries  blocked: *APCO Visa Debit card –  China, India, Japan, Lebanon, & Russia