Real Estate Loans

With everything that’s been going on in the mortgage and real estate markets lately, maybe now’s a good time to get a check-up on your home mortgage. Fortunately, our area of the country has not been impacted quite as dramatically regarding the market value of homes.

Even with the reduction of property values, there is still a silver lining. Interest rates are at historic lows. Your Credit Union makes loans all over the states of Alabama, Georgia, and the panhandle of Florida. And APCO real estate loans offer you a choice – adjustable rate mortgages with terms to 30 years, fixed rate mortgages with terms to 30 years, or our APCO home equity line of credit loan.

The Credit Union charges you for only direct costs associated with the closing of your loan and we do not mark them up. No discount points, origination fees, buy downs, or other maneuvers that take money right out of your pocket. Typical closing costs on a $100,000 loan at your Credit Union would be under $2000.

If you’d like to learn more about any of our real estate loans, just call or stop by one of our offices. No obligation. Just your opportunity to make sure your current mortgage makes sense and to see if we can save you money with our low cost APCO loans.