Service Charges and Maintenance Fees

General Fees  
Cashier’s Checks $1 each
Official Checks 1 free per day – $1 each thereafter
Money Order $1 each
Visa Gift Card $3.00 each
Service Centers 8 transactions per month free – $1 each thereafter
Coin Deposits greater than $150.00 5% fee on the total coin deposit
Non-Member Check Cashing Fee $5 for a check over $100 drawn on an APCO account
Abandoned Account Fee $3.00 per month
Collection Item Fee $25.00
Wire Charges  
Within United States $15
Outside United States $50
Share & Checking Accounts  
Share Account 3 withdrawals per month free – $1.50 each thereafter
Share Minimum Balance $3 per month on balance below $25
Debit Card No fee when using APCO Card at APCO or CO-OP ATMs
6 ATM (non APCO) transactions per month free – $0.75 each thereafter
Stop Payment $15
Counter Checks $2 per book (10 checks)
Check Copies $1 per copy
Statement Copy or History Printout $3 per copy
Account Research $15 per hour
Insufficient Share Draft or ACH Item $1.50 per item if shares available for transfer
$15 if shares not available for transfer
NSF Return Check Deposit $15 on NSF checks returned twice
Deposit Item Return Fee $5 per item
VISA  
Annual Fee $0
Statement Copy $10
Late Fee $25 or if you had a late payment in the last six billing cycles $35
Travel Card Fee $7.95
Travel Card Reload $2.00
Loans  
Title Fee $16.50
UCC-1 Recording Fee – Alabama $20
Skip-A-Pay $25
Application Fees on Real Estate Loans $150
*Fees and charges subject to change

apco-logo-420x150-june-2014

You are leaving APCO Employees Credit Union's website, and entering an online community website. The privacy and security policies of the site you are about to enter may differ from those practiced by APCO Employees Credit Union. APCO does not represent either the third party or you if the two of you enter into a transaction.